About Nebula Cash

At Nebula Cash, we make credit limit management transparent, manageable, and respectful. We deliver streamlined mobile onboarding, secure repayment tracking, minimal data collection, and end-to-end encryption.

Our Vision

Our vision is to empower individuals and small businesses by providing quick, secure, and accessible credit limit solutions. We aim to create a future where managing your credit limit is as easy as tapping your phone, with transparent terms, fair practices, and no hidden surprises.

Frequently Asked Questions

1. Am I eligible to apply?

Indian residents aged 18 or above, with valid ID (PAN) and an active bank account. Final approval is subject to the App’s assessment.

2. What documents are required?

Mobile number, basic personal details, PAN, and facial/video KYC if needed.

3. How long does disbursement take?

Once KYC is completed and the agreement is signed, funds are usually disbursed instantly or within the same day, subject to bank processing and holidays.

4. How are interest rates and fees calculated?

Displayed as APR (annualized percentage rate). All fees are listed in the KFS (including processing fee, taxes, late fees, etc.) and can be reviewed before disbursement.

5. Are there any upfront fees?

No fees will be charged outside the App. Beware of fraud; never share your OTP or UPI PIN.

6. Can I repay early?

Yes. Whether there is a prepayment fee depends on the KFS/contract. The App will display your real-time payoff amount.

7. What happens if I miss a payment?

Late fees may apply, and it could affect your credit report. We provide reminders and grace period information, but recommend paying on time or contacting us promptly.

8. Is my data safe?

We use encryption and access control for transmission and storage, and minimize data collection. See our Privacy Policy for details.

9. Why do you need access to my bank/SMS permissions?

Only with your consent, used for risk control and lender compliance assessments. Permissions can be managed in your system settings. See our Privacy Policy for details.

10. How do I delete my account and data?

See the Account Deletion page. Legally required records will be retained for the minimum statutory period.

© 2026 Nebula Cash